{"id":14436,"date":"2020-12-12T18:23:57","date_gmt":"2020-12-12T14:53:57","guid":{"rendered":"https:\/\/maktabkhooneh.org\/mag\/?p=14436"},"modified":"2026-04-06T21:10:38","modified_gmt":"2026-04-06T17:40:38","slug":"what-is-a-business-plan-and-how-do-we-design-it","status":"publish","type":"post","link":"https:\/\/maktabkhooneh.org\/mag\/what-is-a-business-plan-and-how-do-we-design-it\/","title":{"rendered":"\u0628\u06cc\u0632\u06cc\u0646\u0633 \u067e\u0644\u0646 \u0686\u06cc\u0633\u062a \u0648 \u0686\u06af\u0648\u0646\u0647 \u0622\u0646 \u0631\u0627 \u0637\u0631\u0627\u062d\u06cc \u06a9\u0646\u06cc\u0645\u061f"},"content":{"rendered":"\n<p><span style=\"font-size: 14px;\">\u0637\u0631\u0627\u062d\u06cc \u0628\u06cc\u0632\u06cc\u0646\u0633 \u067e\u0644\u0646 :<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\"><a href=\"https:\/\/maktabkhooneh.org\/mag\/what-is-a-business-plan-and-how-do-we-design-it\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>\u0637\u0631\u0627\u062d\u06cc \u0628\u06cc\u0632\u06cc\u0646\u0633 \u067e\u0644\u0646<\/strong><\/a> : \u0627\u06af\u0631 \u062a\u0627 \u0628\u0647 \u062d\u0627\u0644 \u0628\u0627 \u0645\u0648\u0636\u0648\u0639\u0627\u062a \u06a9\u0633\u0628 \u06a9\u0627\u0631 \u0633\u0631 \u0648 \u06a9\u0627\u0631 \u062f\u0627\u0634\u062a\u0647\u200c\u200c\u0627\u06cc\u062f \u062d\u062a\u0645\u0627 \u0646\u0627\u0645 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 (Business Plan)&nbsp;\u0648&nbsp;\u0637\u0631\u062d \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631&nbsp;\u0628\u0631\u0627\u06cc\u062a\u0627\u0646 \u0622\u0634\u0646\u0627\u0633\u062a \u0648\u0644\u06cc \u0648\u0627\u0642\u0639\u0627 \u062a\u0639\u0631\u06cc\u0641 \u0637\u0631\u062d \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 \u06cc\u0627 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u0686\u06cc\u0633\u062a \u0648 \u0686\u0631\u0627 \u0648\u062c\u0648\u062f \u0622\u0646 \u0628\u0631\u0627\u06cc \u0647\u0631 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 \u062d\u06cc\u0627\u062a\u06cc \u0627\u0633\u062a\u061f<\/span><\/p>\n\n\n<div class=\"jet-listing-grid--50192\" style=\"\"><style><\/style><section class=\"zht-related-post\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/Article\" role=\"region\"\n  aria-label=\"Related article\">\n  <div class=\"zht-related-post-section-label\">\n    \u0645\u0637\u0627\u0644\u0628 \u0645\u0631\u062a\u0628\u0637\n  <\/div>\n  <img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"210\" src=\"https:\/\/maktabkhooneh.org\/mag\/wp-content\/smush-webp\/2020\/11\/unnamed-5-300x210.jpg.webp\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\u0628\u06cc\u0632\u06cc\u0646\u0633 \u067e\u0644\u0646\" srcset=\"https:\/\/maktabkhooneh.org\/mag\/wp-content\/smush-webp\/2020\/11\/unnamed-5-300x210.jpg.webp 300w, https:\/\/maktabkhooneh.org\/mag\/wp-content\/smush-webp\/2020\/11\/unnamed-5-768x538.jpg.webp 768w, https:\/\/maktabkhooneh.org\/mag\/wp-content\/uploads\/2020\/11\/unnamed-5.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" title=\"\">\n  <a href=\"https:\/\/maktabkhooneh.org\/mag\/what-is-a-business-plan\/\" class=\"zht-related-post-title\"\n    itemprop=\"headline\" target=\"_blank\">\u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u0686\u06cc\u0633\u062a\u061f<\/a>\n<\/section><\/div>\n\n\n<h4 class=\"wp-block-heading\"><span style=\"font-size: 14px;\">\u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u06cc\u0627 \u0637\u0631\u062d \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 :<\/span><\/h4>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0633\u0646\u062f\u06cc \u0645\u06a9\u062a\u0648\u0628 \u0627\u0632 \u0622\u06cc\u0646\u062f\u0647 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 \u0634\u0645\u0627\u0633\u062a. \u0646\u0648\u0634\u062a\u0647\u200c\u0627\u06cc \u06a9\u0647 \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u0646\u0642\u0634\u0647 \u0648 \u0628\u0631\u0646\u0627\u0645\u0647 \u0634\u0645\u0627 \u0686\u06cc\u0633\u062a \u0648 \u0686\u06af\u0648\u0646\u0647 \u0648 \u0628\u0647 \u0686\u0647 \u0631\u0648\u0634\u06cc \u0628\u0647 \u0647\u062f\u0641 \u062e\u0648\u062f \u062f\u0633\u062a \u062e\u0648\u0627\u0647\u06cc\u062f \u06cc\u0627\u0641\u062a.<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0627\u06cc\u0646 \u0637\u0631\u062d \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u06cc\u0627\u0631\u06cc\u200c\u0631\u0633\u0627\u0646 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u0648 \u0645\u062f\u06cc\u0631\u0627\u0646 \u0628\u0631\u0627\u06cc \u0627\u0646\u062c\u0627\u0645 \u0648\u0638\u0627\u06cc\u0641\u0634\u0627\u0646 \u062f\u0631 \u0631\u0627\u0647 \u0631\u0633\u06cc\u062f\u0646 \u0628\u0647 \u0627\u0647\u062f\u0627\u0641 \u0628\u0627\u0634\u062f \u0648 \u06cc\u0627 \u0628\u0631\u0627\u06cc \u062c\u0644\u0628 \u0646\u0638\u0631 \u062e\u0648\u0627\u0646\u0646\u062f\u06af\u0627\u0646 \u0627\u06cc\u0646 \u0637\u0631\u062d \u06a9\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0628\u0627\u0644\u0642\u0648\u0647 \u0628\u0627\u0634\u0646\u062f \u0645\u0648\u0631\u062f \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0642\u0631\u0627\u0631 \u06af\u06cc\u0631\u062f. <\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0647\u0645\u0686\u0646\u06cc\u0646 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0631\u0627\u06cc \u062c\u0630\u0628 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u06a9\u0644\u06cc\u062f\u06cc\u060c \u0627\u06cc\u062c\u0627\u062f \u0686\u0634\u0645\u200c\u0627\u0646\u062f\u0627\u0632 \u0645\u0634\u0627\u063a\u0644 \u062c\u062f\u06cc\u062f\u060c \u062f\u0631 \u0645\u0630\u0627\u06a9\u0631\u0647 \u0628\u0627 \u062a\u0623\u0645\u06cc\u0646\u200c\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u0648 \u062d\u062a\u06cc 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\u0645\u06cc\u200c\u06a9\u0646\u062f.<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0647\u0645\u0686\u0646\u06cc\u0646 \u0645\u0634\u06a9\u0644\u0627\u062a \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u06a9\u0647 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062a\u062c\u0627\u0631\u062a\u062a\u0627\u0646 \u0628\u0627 \u0622\u0646\u0647\u0627 \u0631\u0648\u0628\u0631\u0648 \u0634\u0648\u062f \u0648 \u0631\u0627\u0647\u200c\u0647\u0627\u06cc \u062d\u0644 \u0622\u0646\u0647\u0627\u060c \u0633\u0627\u062e\u062a\u0627\u0631 \u0633\u0627\u0632\u0645\u0627\u0646\u06cc \u0634\u0631\u06a9\u062a (\u0634\u0627\u0645\u0644 \u0639\u0646\u0627\u0648\u06cc\u0646 \u0648 \u0645\u0633\u0626\u0648\u0644\u06cc\u062a \u0647\u0627) \u0648 \u0645\u06cc\u0632\u0627\u0646 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u062a\u0623\u0645\u06cc\u0646 \u0645\u0627\u0644\u06cc \u0631\u0627 \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f<strong>.<\/strong> <strong>&nbsp;<\/strong>\u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u062e\u0648\u0627\u0647\u06cc\u0645 \u06af\u0641\u062a \u06a9\u0647 \u0628\u06cc\u0632\u06cc\u0646\u0633 \u067e\u0644\u0646 \u0686\u06cc\u0633\u062a \u0648 \u0686\u06af\u0648\u0646\u0647 \u0622\u0646 \u0631\u0627 \u0637\u0631\u0627\u062d\u06cc \u06a9\u0646\u06cc\u062f.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" width=\"1688\" height=\"1125\" data-src=\"https:\/\/maktabkhooneh.org\/mag\/wp-content\/uploads\/2020\/12\/business-plan.jpg\" alt=\"\u0637\u0631\u0627\u062d\u06cc \u0628\u06cc\u0632\u06cc\u0646\u0633 \u067e\u0644\u0646\" class=\"wp-image-14485 lazyload\" title=\"\" data-srcset=\"https:\/\/maktabkhooneh.org\/mag\/wp-content\/uploads\/2020\/12\/business-plan.jpg 1688w, https:\/\/maktabkhooneh.org\/mag\/wp-content\/smush-webp\/2020\/12\/business-plan-300x200.jpg.webp 300w, https:\/\/maktabkhooneh.org\/mag\/wp-content\/smush-webp\/2020\/12\/business-plan-1024x682.jpg.webp 1024w, https:\/\/maktabkhooneh.org\/mag\/wp-content\/smush-webp\/2020\/12\/business-plan-768x512.jpg.webp 768w, https:\/\/maktabkhooneh.org\/mag\/wp-content\/smush-webp\/2020\/12\/business-plan-1536x1024.jpg.webp 1536w\" data-sizes=\"(max-width: 1688px) 100vw, 1688px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1688px; --smush-placeholder-aspect-ratio: 1688\/1125;\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-size: 14px;\">\u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u00abBusiness Plan\u00bb \u0686\u06cc\u0633\u062a\u061f<\/span><\/h3>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u0633\u0646\u062f\u06cc \u0645\u06a9\u062a\u0648\u0628 \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u062a\u0641\u0635\u06cc\u0644 \u0634\u0631\u062d \u0645\u06cc\u200c\u062f\u0647\u062f \u0686\u06af\u0648\u0646\u0647 \u06cc\u06a9 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631\u060c \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u06cc\u06a9 \u0634\u0631\u06a9\u062a \u0646\u0648\u067e\u0627 \u00abstartup\u00bb \u0627\u0647\u062f\u0627\u0641 \u062e\u0648\u062f \u0631\u0627 \u062a\u0639\u0631\u06cc\u0641 \u0645\u06cc\u200c\u06a9\u0646\u062f.&nbsp; \u0648 \u062f\u0633\u062a\u06cc\u0627\u0628\u06cc \u0628\u0647 \u0627\u0647\u062f\u0627\u0641 \u062e\u0648\u062f \u0631\u0627 \u0686\u06af\u0648\u0646\u0647 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u062f\u0647\u062f. \u06cc\u06a9 \u0637\u0631\u062d \u062a\u062c\u0627\u0631\u06cc \u0627\u0632 \u062f\u06cc\u062f\u06af\u0627\u0647 \u0647\u0627\u06cc \u0628\u0627\u0632\u0627\u0631\u06cc\u0627\u0628\u06cc\u060c \u0645\u0627\u0644\u06cc \u0648 \u0639\u0645\u0644\u06cc\u0627\u062a\u06cc \u0646\u0642\u0634\u0647 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\u06cc\u06a9 \u0631\u0648\u0634 \u062e\u0648\u0628 \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0647\u0633\u062a\u0646\u062f \u062a\u0627 \u0628\u062a\u0648\u0627\u0646\u0646\u062f \u0631\u0627\u0647 \u062e\u0648\u062f \u0631\u0627 \u062f\u0631 \u0645\u0633\u06cc\u0631 \u0627\u0647\u062f\u0641 \u0627\u062f\u0627\u0645\u0647 \u062f\u0647\u0646\u062f.<\/span><\/p>\n\n\n<div class=\"jet-listing-grid--56206\" style=\"\"><div class=\"jet-listing-dynamic-field-block zht-maktab-khooneh-learn cb-ud1ng69u\"data-is-block=\"jet-engine\/dynamic-field\"><div class=\"jet-listing-dynamic-field__content\" >\r\n<div class=\"zht-learn-card\">\r\n    <div class=\"zht-learn-title-section\">\r\n        <div class=\"zht-learn-card-icon\">\r\n            <svg viewBox=\"0 0 24 24\" fill=\"currentColor\" width=\"24\" height=\"24\">\r\n                <path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm-2 15l-5-5 1.41-1.41L10 14.17l7.59-7.59L19 8l-9 9z\" \/>\r\n            <\/svg>\r\n        <\/div>\r\n        \r\n        <!-- \u0639\u0646\u0648\u0627\u0646 \u062a\u0628\u062f\u06cc\u0644 \u0634\u062f\u0647 \u0628\u0647 \u0644\u06cc\u0646\u06a9 -->\r\n        <a href=\"https:\/\/maktabkhooneh.org\/learn\/management\/\" class=\"zht-learn-card-title\" target=\"_blank\" rel=\"noopener noreferrer\">\r\n            \u062f\u0648\u0631\u0647\u200c\u0647\u0627\u06cc \u0622\u0645\u0648\u0632\u0634 \u0645\u062f\u06cc\u0631\u06cc\u062a        <\/a>\r\n    <\/div>\r\n\r\n    <!-- \u062f\u06a9\u0645\u0647 \u062a\u0628\u062f\u06cc\u0644 \u0634\u062f\u0647 \u0628\u0647 \u062a\u06af button -->\r\n    <!-- \u0627\u0632 onclick \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0634\u062f\u0647 \u062a\u0627 \u0628\u0647 \u0645\u062d\u0636 \u06a9\u0644\u06cc\u06a9 \u0644\u06cc\u0646\u06a9 \u0631\u0627 \u0628\u0627\u0632 \u06a9\u0646\u062f -->\r\n    <button class=\"zht-learn-card-btn\" data-course-url=\"https:\/\/maktabkhooneh.org\/learn\/management\/\" onclick=\"window.open(this.getAttribute('data-course-url'), '_blank');\">\r\n        \u0634\u0631\u0648\u0639 \u06cc\u0627\u062f\u06af\u06cc\u0631\u06cc\r\n    <\/button>\r\n<\/div><\/div><\/div><\/div>\n\n\n<p><span style=\"font-size: 14px;\">\u0627\u06af\u0631\u0686\u0647 \u0628\u0647 \u0637\u0648\u0631 \u0628\u062e\u0635\u0648\u0635 \u0628\u0631\u0627\u06cc \u0645\u0634\u0627\u063a\u0644 \u062c\u062f\u06cc\u062f \u0628\u0633\u06cc\u0627\u0631 \u0645\u0641\u06cc\u062f \u0647\u0633\u062a\u0646\u062f\u060c \u0627\u0645\u0627 \u0647\u0631 \u0634\u0631\u06a9\u062a\u06cc \u0628\u0627\u06cc\u062f \u06cc\u06a9 \u0637\u0631\u062d \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f \u06cc\u0627 \u0628\u0647 <strong>\u0637\u0631\u0627\u062d\u06cc \u0628\u06cc\u0632\u06cc\u0646\u0633 \u067e\u0644\u0646 <\/strong>\u0628\u067e\u0631\u062f\u0627\u0632\u062f<\/span><span style=\"font-size: 14px;\">. \u062f\u0631 \u062d\u0627\u0644\u062a \u0627\u06cc\u062f\u0647 \u0622\u0644\u060c \u0627\u06cc\u0646 \u0637\u0631\u062d \u0628\u0647 \u0635\u0648\u0631\u062a \u062f\u0648\u0631\u0647\u200c\u0627\u06cc \u0628\u0631\u0631\u0633\u06cc \u0648 \u0628\u0647 \u0631\u0648\u0632 \u0631\u0633\u0627\u0646\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f \u062a\u0627 \u0628\u0628\u06cc\u0646\u062f \u0622\u06cc\u0627 \u0627\u0647\u062f\u0627\u0641 \u0628\u0631\u0622\u0648\u0631\u062f\u0647 \u0634\u062f\u0647\u200c\u0627\u0646\u062f \u06cc\u0627 \u062a\u063a\u06cc\u06cc\u0631 \u06cc\u0627\u0641\u062a\u0647\u200c\u0627\u0646\u062f. \u06af\u0627\u0647\u06cc \u0627\u0648\u0642\u0627\u062a\u060c \u06cc\u06a9 \u0637\u0631\u062d \u062a\u062c\u0627\u0631\u06cc \u062c\u062f\u06cc\u062f \u0628\u0631\u0627\u06cc \u06cc\u06a9 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 \u0642\u062f\u06cc\u0645\u06cc \u06a9\u0647 \u062a\u0635\u0645\u06cc\u0645 \u06af\u0631\u0641\u062a\u0647 \u0627\u0633\u062a \u0628\u0647 \u06cc\u06a9 \u0645\u0633\u06cc\u0631 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\u067e\u06cc\u0634\u0646\u0647\u0627\u062f\u06cc : <a style=\"color: #ccffff;\" href=\"https:\/\/maktabkhooneh.org\/course\/%D8%A2%D9%85%D9%88%D8%B2%D8%B4-%DA%AF%D9%88%DA%AF%D9%84-%D8%A2%D9%86%D8%A7%D9%84%DB%8C%D8%AA%DB%8C%DA%A9%D8%B3-%D9%85%D9%82%D8%AF%D9%85%D8%A7%D8%AA%DB%8C-mk694\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0622\u0645\u0648\u0632\u0634 \u06af\u0648\u06af\u0644 \u0622\u0646\u0627\u0644\u06cc\u062a\u06a9\u0633<\/a><\/span><br>\n<span style=\"font-size: 16px; color: #ccffff;\"><img decoding=\"async\" class=\"alignnone lazyload\" style=\"--smush-placeholder-width: 80px; --smush-placeholder-aspect-ratio: 80\/80;float: left; margin: -50px 0px 0px 0px;\" data-src=\"https:\/\/maktabkhooneh.org\/mag\/wp-content\/uploads\/2019\/06\/simple-arrSow.png\" alt=\"\u0622\u0645\u0648\u0632\u0634 \u06af\u0648\u06af\u0644 \u0622\u0646\u0627\u0644\u06cc\u062a\u06a9\u0633\" width=\"80\" height=\"80\" title=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\"><\/span><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-size: 14px;\">\u062f\u0631\u06a9 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646<\/span><\/h3>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0628\u0631\u0646\u0627\u0645\u0647 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 \u06cc\u06a9 \u0633\u0646\u062f \u0627\u0633\u0627\u0633\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0644\u0627\u0632\u0645 \u0627\u0633\u062a \u0647\u0631 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 \u0646\u0648\u067e\u0627\u06cc\u06cc \u0642\u0628\u0644 \u0627\u0632 \u0634\u0631\u0648\u0639 \u0641\u0639\u0627\u0644\u06cc\u062a \u0628\u0647 \u062a\u0647\u06cc\u0647 \u0622\u0646 \u0628\u067e\u0631\u062f\u0627\u0632\u0646\u062f. \u062f\u0631 \u0648\u0627\u0642\u0639 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0648 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc\u060c \u062f\u0627\u0634\u062a\u0646 \u06cc\u06a9 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u0631\u0627 \u0634\u0631\u0637\u06cc \u0628\u0631\u0627\u06cc \u0628\u0631\u0631\u0633\u06cc \u0627\u0645\u06a9\u0627\u0646 <a href=\"https:\/\/maktabkhooneh.org\/learn\/investment\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc<\/a> \u062f\u0631 \u0627\u0633\u062a\u0627\u0631\u062a\u0627\u067e\u200c\u0647\u0627 \u0645\u06cc\u200c\u062f\u0627\u0646\u0646\u062f.<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0641\u0639\u0627\u0644\u06cc\u062a \u0628\u062f\u0648\u0646 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0627\u06cc\u062f\u0647 \u062e\u0648\u0628\u06cc \u0646\u06cc\u0633\u062a. \u062f\u0631 \u062d\u0642\u06cc\u0642\u062a\u060c \u062a\u0639\u062f\u0627\u062f \u0628\u0633\u06cc\u0627\u0631 \u06a9\u0645\u06cc \u0627\u0632 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0628\u062f\u0648\u0646 \u06cc\u06a9 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u062f\u0648\u0627\u0645 \u0637\u0648\u0644\u0627\u0646\u06cc \u0645\u062f\u062a \u067e\u06cc\u062f\u0627 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. <\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0627\u06cc\u062c\u0627\u062f \u0648 \u067e\u0627\u06cc\u0628\u0646\u062f \u0628\u0648\u062f\u0646 \u0628\u0647 \u06cc\u06a9 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u062e\u0648\u0628 \u0642\u0637\u0639\u0627\u064b \u0645\u0632\u0627\u06cc\u0627\u06cc \u0632\u06cc\u0627\u062f\u06cc \u062f\u0627\u0631\u062f(\u0627\u0632 \u062c\u0645\u0644\u0647 \u0627\u06cc\u0646\u06a9\u0647 \u0645\u06cc \u062a\u0648\u0627\u0646\u06cc\u062f \u0642\u0628\u0644 \u0627\u0632 \u0627\u06cc\u0646\u06a9\u0647 \u0628\u0631\u0627\u06cc \u0627\u06cc\u062f\u0647\u200c\u0647\u0627\u06cc \u062e\u0648\u062f \u0647\u0632\u06cc\u0646\u0647\u200c\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u06cc\u062f\u060c \u0622\u0646\u200c\u0647\u0627 \u0631\u0627 \u0627\u0645\u062a\u062d\u0627\u0646 \u0648 \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u06a9\u0646\u06cc\u062f)<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u06cc\u06a9 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u062e\u0648\u0628 \u0628\u0627\u06cc\u062f \u062a\u0645\u0627\u0645 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u067e\u06cc\u0634 \u0628\u06cc\u0646\u06cc \u0634\u062f\u0647\u060c \u0645\u0634\u06a9\u0644\u0627\u062a \u0627\u062d\u062a\u0645\u0627\u0644\u06cc \u0648 \u0647\u0631 \u062a\u0635\u0645\u06cc\u0645\u06cc \u0631\u0627 \u06a9\u0647 \u06cc\u06a9 \u0634\u0631\u06a9\u062a \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f \u0631\u0627 \u0645\u0634\u062e\u0635 \u06a9\u0646\u062f. \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u062a\u062c\u0627\u0631\u06cc\u060c \u062d\u062a\u06cc \u062f\u0631 \u0645\u06cc\u0627\u0646 \u0631\u0642\u0628\u0627 \u062f\u0631 \u0647\u0645\u0627\u0646 \u0635\u0646\u0639\u062a\u060c \u0628\u0647 \u0646\u062f\u0631\u062a \u06cc\u06a9\u0633\u0627\u0646 \u0647\u0633\u062a\u0646\u062f. \u0627\u0645\u0627 \u0647\u0645\u0647 \u0622\u0646\u200c\u0647\u0627 \u062f\u0627\u0631\u0627\u06cc \u0639\u0646\u0627\u0635\u0631 \u0627\u0633\u0627\u0633\u06cc \u06cc\u06a9\u0633\u0627\u0646\u06cc \u0647\u0633\u062a\u0646\u062f\u060c \u0627\u0632 \u062c\u0645\u0644\u0647:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-size: 14px;\">\u062e\u0644\u0627\u0635\u0647\u200c\u0627\u06cc \u0627\u062c\u0631\u0627\u06cc\u06cc \u0627\u0632 \u062a\u062c\u0627\u0631\u062a \u0648 \u0634\u0631\u062d \u0645\u0641\u0635\u0644\u06cc \u0627\u0632 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631<\/span><\/li>\n\n\n\n<li><span style=\"font-size: 14px;\">\u062e\u062f\u0645\u0627\u062a \u0648 \u06cc\u0627 \u0645\u062d\u0635\u0648\u0644\u0627\u062a \u0622\u0646 \u0634\u0631\u06a9\u062a<\/span><\/li>\n\n\n\n<li><span style=\"font-size: 14px;\">\u0647\u0645\u0686\u0646\u06cc\u0646 \u0628\u06cc\u0627\u0646 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u06a9\u0647 \u062a\u062c\u0627\u0631\u062a \u0686\u06af\u0648\u0646\u0647 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u062f \u0628\u0647 \u0627\u0647\u062f\u0627\u0641 \u062e\u0648\u062f \u0628\u0631\u0633\u062f.<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0627\u06cc\u0646 \u0637\u0631\u062d \u0628\u0627\u06cc\u062f \u062d\u062f\u0627\u0642\u0644 \u0634\u0627\u0645\u0644 \u0646\u0645\u0627\u06cc \u06a9\u0644\u06cc \u0627\u0632 \u0635\u0646\u0639\u062a\u06cc \u0628\u0627\u0634\u062f \u06a9\u0647 \u062a\u062c\u0627\u0631\u062a \u0628\u062e\u0634\u06cc \u0627\u0632 \u0622\u0646 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f \u0648 \u0627\u06cc\u0646\u06a9\u0647 \u0686\u06af\u0648\u0646\u0647 \u062e\u0648\u062f \u0631\u0627 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\u0628\u06af\u06cc\u0631\u062f.<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\"> \u0627\u06af\u0631 \u0639\u0646\u0627\u0635\u0631 \u0627\u0633\u0627\u0633\u06cc \u062f\u0631 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f \u06a9\u0647 \u0641\u0636\u0627\u06cc \u0632\u06cc\u0627\u062f\u06cc \u0631\u0627 \u0627\u0634\u063a\u0627\u0644 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f (\u0645\u0627\u0646\u0646\u062f \u062f\u0631\u062e\u0648\u0627\u0633\u062a\u200c\u0647\u0627\u06cc \u062b\u0628\u062a \u0627\u062e\u062a\u0631\u0627\u0639) \u0628\u0627\u06cc\u062f \u062f\u0631 \u0628\u0631\u0646\u0627\u0645\u0647 \u0627\u0635\u0644\u06cc \u0628\u0647 \u0622\u0646\u0647\u0627 \u0627\u0631\u062c\u0627\u0639 \u062f\u0627\u062f\u0647 \u0634\u0648\u062f \u0648 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0636\u0645\u06cc\u0645\u0647 \u0648\u0627\u0631\u062f \u0634\u0648\u0646\u062f.<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u062f\u0631 \u0628\u0627\u0644\u0627 \u0630\u06a9\u0631 \u0634\u062f\u060c \u0647\u06cc\u0686 \u062f\u0648 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646\u06cc \u06cc\u06a9\u0633\u0627\u0646 \u0646\u06cc\u0633\u062a\u0646\u062f. \u0627\u0645\u0627 \u0647\u0645\u0647 \u0622\u0646\u0647\u0627 \u0639\u0646\u0627\u0635\u0631 \u06cc\u06a9\u0633\u0627\u0646\u06cc \u062f\u0627\u0631\u0646\u062f. \u062f\u0631 \u0632\u06cc\u0631 \u0628\u0631\u062e\u06cc \u0627\u0632 \u0642\u0633\u0645\u062a\u0647\u0627\u06cc \u0645\u0634\u062a\u0631\u06a9 \u0648 \u06a9\u0644\u06cc\u062f\u06cc \u06cc\u06a9 \u0637\u0631\u062d \u062a\u062c\u0627\u0631\u06cc \u0622\u0648\u0631\u062f\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/span><\/p>\n\n\n\n<div style=\"background-color: #007090; padding: 20px 20px 20px 0px; text-align: justify;\"><span style=\"font-size: 16px; color: #ccffff;\">\u0648\u06cc\u062f\u06cc\u0648 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src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\"><\/span><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><br><h4><span style=\"font-size: 14px;\">\u062e\u0644\u0627\u0635\u0647 \u0627\u062c\u0631\u0627\u06cc\u06cc:<\/span><\/h4><br><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-size: 14px;\"> \u0627\u06cc\u0646 \u0628\u062e\u0634 \u0634\u0631\u06a9\u062a \u0631\u0627 \u062a\u0634\u0631\u06cc\u062d \u0645\u06cc\u200c\u06a9\u0646\u062f \u0648 \u0634\u0627\u0645\u0644 \u0628\u06cc\u0627\u0646\u06cc\u0647 \u0645\u0623\u0645\u0648\u0631\u06cc\u062a \u0647\u0645\u0631\u0627\u0647 \u0628\u0627 \u0647\u0631\u06af\u0648\u0646\u0647 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u062f\u0631 \u0645\u0648\u0631\u062f \u0631\u0647\u0628\u0631\u06cc\u060c \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646\u060c \u0639\u0645\u0644\u06cc\u0627\u062a \u0648 \u0645\u062d\u0644 \u0634\u0631\u06a9\u062a 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\u0628\u0627\u0634\u062f. <\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0627\u0632 \u062f\u06cc\u06af\u0631 \u0639\u0648\u0627\u0645\u0644\u06cc \u06a9\u0647 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0648\u0627\u0631\u062f \u0627\u06cc\u0646 \u0628\u062e\u0634 \u0634\u0648\u062f \u0634\u0627\u0645\u0644 \u0641\u0631\u0622\u06cc\u0646\u062f\u0647\u0627\u06cc \u0637\u0631\u0627\u062d\u06cc \u0648 \u062a\u0648\u0644\u06cc\u062f\u060c \u062d\u0642 \u062b\u0628\u062a \u0627\u062e\u062a\u0631\u0627\u0639\u0627\u062a \u0634\u0631\u06a9\u062a \u0648 \u0647\u0645\u0686\u0646\u06cc\u0646 \u0641\u0646\u0627\u0648\u0631\u06cc \u0627\u0646\u062d\u0635\u0627\u0631\u06cc \u0627\u0633\u062a. \u0647\u0631 \u06af\u0648\u0646\u0647 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u062f\u0631 \u0645\u0648\u0631\u062f \u062a\u062d\u0642\u06cc\u0642 \u0648 \u062a\u0648\u0633\u0639\u0647 (R&amp;D) \u0646\u06cc\u0632 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062f\u0631 \u0627\u06cc\u0646\u062c\u0627 \u0642\u0631\u0627\u0631 \u06af\u06cc\u0631\u062f.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><br><h4><span style=\"font-size: 14px;\">\u062a\u062c\u0632\u06cc\u0647 \u0648 \u062a\u062d\u0644\u06cc\u0644 \u0628\u0627\u0632\u0627\u0631:<\/span><\/h4><br><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-size: 14px;\">\u06cc\u06a9 \u0634\u0631\u06a9\u062a \u0628\u0647 \u06cc\u06a9 \u0635\u0646\u0639\u062a \u0648 \u0647\u0645\u0686\u0646\u06cc\u0646 \u0628\u0627\u0632\u0627\u0631 \u0647\u062f\u0641 \u062e\u0648\u062f \u0646\u06cc\u0627\u0632 \u062f\u0627\u0631\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u0628\u062e\u0634 \u0645\u0634\u062e\u0635 \u062e\u0648\u0627\u0647\u062f \u0634\u062f \u06a9\u0647 \u0627\u06cc\u0646 \u0631\u0642\u06cc\u0628 \u06a9\u06cc\u0633\u062a \u0648 \u0686\u06af\u0648\u0646\u0647 \u062f\u0631 \u0635\u0646\u0639\u062a\u060c \u0647\u0645\u0631\u0627\u0647 \u0628\u0627 \u0646\u0642\u0627\u0637 \u0642\u0648\u062a \u0648 \u0636\u0639\u0641 \u0622\u0646\u060c \u0646\u0642\u0634 \u062f\u0627\u0631\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u062a\u0642\u0627\u0636\u0627\u06cc \u0645\u0635\u0631\u0641\u06cc \u0645\u0648\u0631\u062f \u0627\u0646\u062a\u0638\u0627\u0631 \u0628\u0631\u0627\u06cc \u0622\u0646\u0686\u0647 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631 \u0645\u0627 \u0645\u06cc\u200c\u0641\u0631\u0648\u0634\u062f \u0648 \u0633\u062e\u062a\u06cc \u06cc\u0627 \u0622\u0633\u0627\u0646\u06cc \u0628\u0647 \u062f\u0633\u062a \u0622\u0648\u0631\u062f\u0646 \u0628\u062e\u0634\u06cc \u0627\u0632 \u0628\u0627\u0632\u0627\u0631 \u0631\u0627 \u0645\u0634\u062e\u0635 \u0645\u06cc\u06a9\u0646\u062f.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><br><h4><strong><span style=\"font-size: 14px;\">\u0627\u0633\u062a\u0631\u0627\u062a\u0698\u06cc \u0628\u0627\u0632\u0627\u0631\u06cc\u0627\u0628\u06cc:<\/span><\/strong><\/h4><br><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-size: 14px;\">\u062f\u0631 \u0627\u06cc\u0646 \u0632\u0645\u06cc\u0646\u0647 \u0646\u062d\u0648\u0647 \u062c\u0630\u0628 \u0648 \u0646\u06af\u0647\u062f\u0627\u0631\u06cc \u0634\u0631\u06a9\u062a \u0627\u0632 \u0645\u0634\u062a\u0631\u06cc \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a \u0648 \u0686\u06af\u0648\u0646\u06af\u06cc \u062f\u0633\u062a\u06cc\u0627\u0628\u06cc \u0628\u0647 \u0645\u0635\u0631\u0641 \u06a9\u0646\u0646\u062f\u0647 \u062a\u0648\u0636\u06cc\u062d \u062f\u0627\u062f\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0628\u062f\u0627\u0646 \u0645\u0639\u0646\u06cc \u0627\u0633\u062a \u06a9\u0647 \u06cc\u06a9 \u06a9\u0627\u0646\u0627\u0644 \u062a\u0648\u0632\u06cc\u0639 \u0628\u0627\u06cc\u062f \u0645\u0634\u062e\u0635 \u0634\u0648\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u062a\u0628\u0644\u06cc\u063a\u0627\u062a\u06cc \u0628\u0627\u0632\u0627\u0631\u06cc\u0627\u0628\u06cc \u0648 \u0627\u06cc\u0646\u06a9\u0647 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0686\u0647 \u0646\u0648\u0639 \u0631\u0633\u0627\u0646\u0647 \u0627\u06cc \u0627\u06cc\u0646 \u06a9\u0645\u067e\u06cc\u0646\u200c\u0647\u0627 \u0648\u062c\u0648\u062f \u062e\u0648\u0627\u0647\u062f \u062f\u0627\u0634\u062a\u060c \u0634\u0631\u062d \u062f\u0627\u062f\u0647 \u062e\u0648\u0627\u0647\u062f \u0634\u062f.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><br><h4><strong><span style=\"font-size: 14px;\">\u0628\u0631\u0646\u0627\u0645\u0647 \u0631\u06cc\u0632\u06cc \u0645\u0627\u0644\u06cc:<\/span><\/strong><\/h4><br><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0628\u0631\u0627\u06cc \u062c\u0630\u0628 \u0637\u0631\u0641\u06cc \u06a9\u0647 \u0628\u0631\u0646\u0627\u0645\u0647 \u062a\u062c\u0627\u0631\u06cc \u0631\u0627 \u0645\u06cc\u200c\u062e\u0648\u0627\u0646\u062f\u060c \u0634\u0631\u06a9\u062a \u0628\u0627\u06cc\u062f \u0628\u0631\u0646\u0627\u0645\u0647 \u0631\u06cc\u0632\u06cc \u0645\u0627\u0644\u06cc \u0648 \u067e\u06cc\u0634 \u0628\u06cc\u0646\u06cc\u200c\u0647\u0627\u06cc \u0622\u06cc\u0646\u062f\u0647 \u062e\u0648\u062f \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u062f. \u0635\u0648\u0631\u062a\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc\u060c \u062a\u0631\u0627\u0632\u0646\u0627\u0645\u0647 \u0648 \u0633\u0627\u06cc\u0631 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0627\u0644\u06cc \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631\u06cc \u06a9\u0647&nbsp; \u0627\u0632 \u0642\u0628\u0644 \u0633\u0627\u0628\u0642\u0647 \u062f\u0627\u0631\u062f \u06af\u0646\u062c\u0627\u0646\u062f\u0647 \u0634\u0648\u062f. \u062f\u0631 \u0639\u0648\u0636 \u0645\u0634\u0627\u063a\u0644 \u062c\u062f\u06cc\u062f \u0634\u0627\u0645\u0644 \u0627\u0647\u062f\u0627\u0641 \u0648 \u0628\u0631\u0622\u0648\u0631\u062f\u0647\u0627\u06cc \u0686\u0646\u062f \u0633\u0627\u0644 \u0627\u0648\u0644 \u062a\u062c\u0627\u0631\u062a \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u0627\u0646 \u0628\u0627\u0644\u0642\u0648\u0647 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><br><h4><span style=\"font-size: 14px;\">\u0628\u0648\u062f\u062c\u0647:<\/span><\/h4><br><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0647\u0631 \u0634\u0631\u06a9\u062a \u0646\u06cc\u0627\u0632 \u0628\u0647 \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0646 \u0628\u0648\u062f\u062c\u0647 \u062f\u0627\u0631\u062f. \u0627\u06cc\u0646 \u0634\u0627\u0645\u0644 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u06a9\u0627\u0631\u06a9\u0646\u0627\u0646\u060c \u062a\u0648\u0633\u0639\u0647\u060c \u0633\u0627\u062e\u062a\u060c \u0628\u0627\u0632\u0627\u0631\u06cc\u0627\u0628\u06cc \u0648 \u0633\u0627\u06cc\u0631 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u062a\u062c\u0627\u0631\u062a \u0627\u0633\u062a.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-size: 14px;\">\u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 :<\/span><\/h3>\n\n\n\n<p><span style=\"font-size: 14px;\"><strong><em>\u0637\u0631\u0627\u062d\u06cc \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646<\/em><\/strong> \u0628\u0647 \u0634\u0631\u06a9\u062a \u0647\u0627 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0627 \u0627\u0647\u062f\u0627\u0641 \u062e\u0648\u062f \u0631\u0627 \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u06a9\u0631\u062f\u0647 \u0648 \u062f\u0631 \u0645\u0633\u06cc\u0631 \u062e\u0648\u062f \u0628\u0627\u0642\u06cc \u0628\u0645\u0627\u0646\u0646\u062f. \u0622\u0646\u0647\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0647 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u06a9\u0645\u06a9 \u06a9\u0646\u0646\u062f \u062a\u0627 \u062e\u0648\u062f\u0634\u0627\u0646 \u0631\u0627 \u0631\u0627\u0647 \u0627\u0646\u062f\u0627\u0632\u06cc \u0648 \u0645\u062f\u06cc\u0631\u06cc\u062a \u06a9\u0646\u0646\u062f \u0648 \u0628\u0639\u062f \u0627\u0632 \u0631\u0627\u0647 \u0627\u0646\u062f\u0627\u0632\u06cc \u0622\u0646\u0647\u0627 \u0628\u0647 \u0631\u0634\u062f \u0622\u0646\u0647\u0627 \u06a9\u0645\u06a9 \u06a9\u0646\u0646\u062f. \u0622\u0646\u0647\u0627 \u0647\u0645\u0686\u0646\u06cc\u0646 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0648\u0633\u06cc\u0644\u0647 \u0627\u06cc \u0628\u0631\u0627\u06cc \u062c\u0644\u0628 \u0645\u0631\u062f\u0645 \u062f\u0631 \u06a9\u0627\u0631 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0627\u06cc\u0646 \u062a\u062c\u0627\u0631\u062a \u0639\u0645\u0644 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0627\u06af\u0631\u0686\u0647 \u0628\u06cc\u0632\u0646\u0633 \u067e\u0644\u0646 \u062f\u0631\u0633\u062a \u06cc\u0627 \u063a\u0644\u0637\u06cc \u0648\u062c\u0648\u062f \u0646\u062f\u0627\u0631\u062f\u060c \u0627\u0645\u0627 \u0622\u0646\u200c\u0647\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0647 \u062f\u0648 \u062f\u0633\u062a\u0647 \u0645\u062e\u062a\u0644\u0641 \u062a\u0642\u0633\u06cc\u0645 \u0634\u0648\u0646\u062f:<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-size: 14px;\">&nbsp;<strong>\u0633\u0646\u062a\u06cc \u06cc\u0627 \u0627\u0633\u062a\u0627\u0631\u062a \u0622\u067e \u062a\u0627\u067e :<\/strong><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><br><h5><span style=\"font-size: 14px;\">\u00a0\u0627\u062f\u0627\u0631\u0647 \u06a9\u0633\u0628 \u0648 \u06a9\u0627\u0631\u0647\u0627\u06cc \u06a9\u0648\u0686\u06a9 (Small Business Administration)<\/span><\/h5><br><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0637\u0631\u062d \u062a\u062c\u0627\u0631\u062a \u0633\u0646\u062a\u06cc \u0645\u0639\u0645\u0648\u0644 \u062a\u0631\u06cc\u0646 \u0637\u0631\u062d \u0627\u0633\u062a. \u0622\u0646\u0647\u0627 \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f \u0647\u0633\u062a\u0646\u062f\u060c \u062f\u0631 \u0647\u0631 \u0628\u062e\u0634 \u062c\u0632\u0626\u06cc\u0627\u062a \u0628\u06cc\u0634\u062a\u0631\u06cc \u062f\u0627\u0631\u0646\u062f \u0648 \u062a\u0645\u0627\u06cc\u0644 \u0628\u0647 \u0637\u0648\u0644\u0627\u0646\u06cc \u062a\u0631 \u0628\u0648\u062f\u0646 \u0648 \u06a9\u0627\u0631 \u0628\u0633\u06cc\u0627\u0631 \u0628\u06cc\u0634\u062a\u0631\u06cc \u062f\u0627\u0631\u0646\u062f.<\/span><\/p>\n\n\n\n<p><span style=\"font-size: 14px;\">\u0627\u0632 \u0637\u0631\u0641 \u062f\u06cc\u06af\u0631\u060c \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0627\u0633\u062a\u0627\u0631\u062a\u0627\u067e\u200c\u0647\u0627\u06cc \u0646\u0627\u0628 \u0627\u0632 \u0633\u0627\u062e\u062a\u0627\u0631 \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f\u06cc 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